Home fairness, with essentially the most favorable borrowing phrases within the history of contemporary housing finance. Employment remained very robust via 2023 regardless of recession expectations all yr. Even if the economic system slows dramatically in 2024, for instance, and if unemployment rises, none of these different components are true. Unemployed owners who not can make their mortgage fee can simply sell their residence in a number of weeks. As a outcome, it is unlikely that we’ll see any flood of distressed sellers or foreclosures in 2024.

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